Is PYPL Worth Buying in 2026?

PayPal Holdings, Inc. Common Stock

STOCK SERVICES-BUSINESS SERVICES, NEC Updated 2026-04-19

Here’s whether PayPal Holdings, Inc. Common Stock (PYPL) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Bearish.

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Bearish

Positives: above the 50-day MA (medium-term momentum positive). Concerns: trading below the 200-day MA (long-term downtrend); 50-day MA is falling (-2.09% over 10 days); RSI 82 — overbought, elevated pullback risk; weak 1-year return of -15.7%; 3-month momentum negative (-10.7%). Currently 36.1% off its 52-week high. Score: -5/7.

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PYPL is trading below its 200-day MA ($60.49) — a key warning sign the longer-term trend is under pressure. With an RSI of 82.5, momentum has stretched into overbought territory — short-term pullbacks are common from these levels. The 1-year return of -15.7% compares to +35.1% for SPY (trailed the market by 50.7%). The current 36.1% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.

$10,000 invested 1 year ago → $8,435 today
vs. S&P 500 (SPY) — same period trailed market by 50.7%

1-Year Price Chart

Daily candles
MA-50 MA-200 Up Down

Signal Check

Above 200-day MA ($60.49)
Above 50-day MA ($44.77)
!RSI(14) neutral zone (30–70) — currently 82.5
Positive return (-15.7%)
!Within 10% of period high (−36.1%)
Period Range $50.81
$38.46 $79.50
RSI (14) 82.5
0 · OversoldOverbought · 100

Key Metrics

Price$50.81
Period Return-15.7%
Period High$79.50
Period Low$38.46
Drawdown−36.1%
MA-50$44.77
MA-200$60.49
RSI (14)82.5
Avg Volume (30d)16.2M
vs. SPYtrailed by 50.7%
Return Rank#798 of 996

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