Upstart Holdings, Inc. Common stock
Here’s whether Upstart Holdings, Inc. Common stock (UPST) is worth buying in 2026 — based on weekly-updated price trend, RSI momentum, and return vs. the S&P 500. Our current read: Caution.
Positives: 50-day MA is rising (+3.69% over 10 days); RSI 55 — healthy momentum range; 3-month momentum positive (+9.8%). Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); weak 1-year return of -44.1%. Currently 65.1% off its 52-week high. Score: -1/7.
UPST is trading below its 200-day MA ($40.98) — a key warning sign the longer-term trend is under pressure. An RSI of 55.4 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of -44.1% compares to +22.9% for SPY (trailed the market by 67.0%). The current 65.1% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.