Here’s whether XP Inc. Class A Common Stock (XP) is worth buying in 2026 —
based on weekly-updated price trend, RSI momentum, and return vs.
the S&P 500. Our current read: Bearish.
🔴
Bearish
Positives: RSI 37 — healthy momentum range. Concerns: trading below the 200-day MA (long-term downtrend); below the 50-day MA (medium-term momentum negative); 50-day MA is falling (-0.75% over 10 days); 3-month momentum negative (-9.4%). Currently 31.6% off its 52-week high. Score: -4/7.
XP is trading below its 200-day MA ($18.09) — a key warning sign the longer-term trend is under pressure. An RSI of 37.4 sits in the neutral zone — momentum is neither stretched nor exhausted. The 1-year return of -9.0% compares to +20.4% for SPY (trailed the market by 29.4%). The current 31.6% drawdown from the 52-week high reflects elevated risk for momentum-based strategies.
$10,000 invested 1 year ago→ $9,097 today
vs. S&P 500 (SPY) — same period trailed market by 29.4%
1-Year Price Chart
Daily candles
MA-50MA-200UpDown
Signal Check
✗Above 200-day MA ($18.09)
✗Above 50-day MA ($16.21)
✓RSI(14) neutral zone (30–70) — currently 37.4
✗Positive return (-9.0%)
!Within 10% of period high (−31.6%)
Period Range $15.82
$14.80$23.13
RSI (14) 37.4
0 · OversoldOverbought · 100
Key Metrics
Price$15.82
Period Return-9.0%
Period High$23.13
Period Low$14.80
Drawdown−31.6%
MA-50$16.21
MA-200$18.09
RSI (14)37.4
Avg Volume (30d)4.8M
vs. SPYtrailed by 29.4%
Return Rank#790 of 1252
Trend Signals
Price is below the 200-day moving average ($18.09)